Joe began his professional mortgage career after receiving his Bachelors Degree in Business Management with a minor in Finance. Prior to joining DFM, Joe was a Regional Specialist at elite insurance firm where he obtained his Life & Health license through the state of Maryland. With over 5 years experience Joe brought his knowledge and enthusiasm to DFM to create the successful E-Lending Division; which he manages passionately. Over the years, Joe has earned a strong reputation as a knowledgeable, trustworthy, go-to-guy; making him your Home Mortgage Specialist!

Diversified Financial Mortgage is your local lender located in the Mid Atlantic area serving ALL 50 STATES! As your local lender of choice, we have been providing professional and knowledgeable service to people just like you - people who want to purchase or refinance; people who want security for their family; people who want to be in a better financial position. Diversified Financial Mortgage is dedicated to ensuring that you receive the customer service that you deserve- Nothing Less!

DFM is the Preferred Local Lender for many associations such as: Ausherman Homes, Capital Hill Towers, Darby Condos, Drees Homes, Hagen Reality, Montgomery County Teachers Federal Credit Union, TAPA Homes, Woodside Homes, 100% Realty and many more to come. Our commitment to excellence and goal of guidance has led many of our clients to the path of home ownership and financial responsibility. We are here to meet with you Face-to-Face and make your transaction go smoothly from start to finish. For over a decade, DFM has been “Making Home Ownership Possible”

Get the best mortgage loan for you When you decide to buy a home or refinance a mortgage, it's a big step. You can trust Joe Barbaro to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust Joe Barbaro and his professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! Joe makes it easy and worry-free to reduce your interest rate and monthly payment. Joe can even help you pay down your balance more quickly for comparable monthly payment. Let Joe and his professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. Joe helps with the best program to fit your goals.

Joe Barbaro's Mortgage Professionals give you the personal attention you deserve and treat you with the respect due a valued customer. Joe understands you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So Joe makes a commitment to you. Joe will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate Joe Barbaro's website to learn more about us, what we do for you, and how easy it is to get started.